Personal Finance: Children
ALA Recommended Books in RCLS
- Money by Whether it's paper, coin, or plastic, money has value. Get a quick lesson on economics and the uses of money in our world.ISBN: 9781515781202Publication Date: 2017
- Bank Wisely by This photo-illustrated book for elementary readers describes what a bank is, why to use a savings account, and how checking accounts, loans, and credit cards work.ISBN: 9781607537922Publication Date: 2015
- Earn It, Learn It by What Experts Say: "A clever and fun way to teach your kids the true value of money." -Jen Singer, author of You're a Good Mom (and Your Kids Aren't So Bad, Either) "Great concept, great lessons, and every family can implement these ideas." -Lori Mackey, founder of Prosperity4Kids.com "The Earn My Keep philosophy is so creative and innovative and I love the message it promotes: that hard work and money earned have value-a notion that seems to have lost its strength for our youth over the past couple decades." -Allison K. Chase, PhD, clinical psychologist specializing in children, adolescents, and families "Addresses the sense of entitlement that so many of today's children have by instilling a sense of responsibility for their own wealth and career choices through creative play." -Susan Heim, coauthor/editor, Chicken Soup for the Soulseries The easy-to-do twist on traditional allowance that's wowing parents across the country! The program featured in Earn It, Learn It is the only one that lets kids ages four through twelve earn by doing "real" jobs. Your child will learn from folks like a: Toy Designer from Crayola Curator from the Rock and Roll Hall of Fame and Museum Zoologist from the Saint Louis Zoo Teach your kid the difference between making the bed as a member of the family and earning a living in the real world. Expose your child to art, manners, math, and more. And build a foundation for a lifelong love of learning and fiscal independence. All while having fun!ISBN: 9781402242076Publication Date: 2011
- How to Make a Budget by Managing money by establishing and following a budget is a crucial life skill that will help students grow into a lifetime of financial responsibility. Budgets and their usefulness are explained through accessible language. Readers will learn how to prioritize needs and wants and will learn tips for creating, adjusting, and sticking to a budget that will help them reach their financial goals.Call Number: RCLSISBN: 9781477707432Publication Date: 2013
- Kids Making Money by Kids Making Money introduces children to the different ways adults earn money from jobs and helps them think about age-appropriate jobs kids can do too.ISBN: 9781937529376Publication Date: 2013
- Saving for the Future by Saving for the Future helps children see the benefits of saving a portion of money earned. The book addresses the concepts of needs and wants.ISBN: 9781937529383Publication Date: 2013
- Saving Money by "Saving money is an important part of life and there are plenty of ways to do so. Sometimes saving money can even earn more money for you by collecting interest. Read about the benefits of saving your cash in this title for money-savvy students. This title includes: infographics, labels, and helpful tips!"ISBN: 9781626172470Publication Date: 2015
- Sharing with Others by Sharing with Others explains the values of charity and sharing one's earnings and time. The book helps young children see the benefits of sharing their time and money.ISBN: 9781937529444Publication Date: 2013
- Taxes by Introduces taxes and explains what they are, how they are collected, and what they are used for; features a glossary; and lists resources to explore the subject further.ISBN: 9781614732440Publication Date: 2012
- Your Money by "Where does your money come from? Do you earn it or is it given to you? What do you do with your money? Do you save it, spend it, or share it? Your Money takes a look at the financial literacy issues of earning, budgeting, handling debt, sharing and spending in an easy to understand, accessible manner. Includes a table of contents, glossary, index, websites and books for further information, and discussion questions. "ISBN: 9781599537184Publication Date: 2015
- Investing by Answers basic questions students ask when learning about financial skills needed for adulthood, including investing money in the stock market, bonds and mutual funds, gold, and collectibles.Call Number: RCLSISBN: 9781608701247Publication Date: 2011
- Using Credit Wisely by Have you ever wondered why so many people use credit cards? This book introduces readers to safe credit-using strategies. Real world examples help readers learn the importance of math skills for money management. Callouts prompt inquiry, further thinking, and close examination of photographs. Additional text features and search tools, including a glossary and an index, help students locate information and learn new words.Call Number: RCLSISBN: 9781633625785Publication Date: 2015
American Library Association. Financial Literacy in Public Libraries: A Guide for Building Collections.
My thanks go to ALA for inventing this wheel for me.
Thrall Library's Links for Investors.
CFPB's list of financial educational resources
- Do I Need It? or Do I Want It? by Do you plan how much money you'll use to buy candy? Or how much you'll save for a new video game? Then you're budgeting! A budget is a plan for spending and saving. Budgets help people decide how to use their money wisely. What do you need to buy? What do you want? And how can you make a budget? Read this book to find out.Call Number: J 332.024 LARISBN: 9780761339144Publication Date: 2010
- Banks by Have you ever wondered what a bank does with all the money people keep there? Have you ever seen inside a bank vault? This book looks at the history of banks and how they help people take care of their money. Open the pages of this book to learn: how people pay for things without using cash, why it is a good idea to keep money in a bank, what an ATM is and how one works.Call Number: J 332.1 HALISBN: 9781403498144Publication Date: 2007
- The Secret Life of Money by If discussing money is a difficult task for adults, it's doubly so where kids are involved. Not only is the subject loaded with cryptic jargon (mortgages? Bull markets? Huh?), but it often fails to click with how a kid sees his or her world. Many preteens and young teens do not yet have a job, and even if they do, their responsibilities with their earnings are miles away from grown-up money issues. In other words, not only is money a little overwhelming and mysterious, it's also seen as something they can't do anything about. The Secret Life of Moneyis written to address this last point in particular. It's central message is that money affects us deeply and that even kids can have an effect on it, too. This book uses odd anecdotes, engaging comics, and a wealth of surprising everyday connections to help young readers see and understand cash from an entirely different angle. From the history of different currencies to why we buy what we buy, from how charities and credit cards work to saving and investing, and a whole lot more, readers will gain not only an appreciation for the myriad ways that money changes, influences, and (even) betters their lives, they will arrive to an understanding of the control they have over it.Call Number: J 332.4 VERISBN: 9781926973180Publication Date: 2012
- Money Matters by Find out all the facts about the way we use money. With fascinating facts, maths activities and great tips, this is a must-have for young learners. What are you waiting for? Get to grips with money!Call Number: J 332.4 ADAISBN: 9781595667298Publication Date: 2010
- Downloading and Online Shopping Safety and Privacy by INTERNET & COMMUNICATIONS. Since the introduction of the Internet in the 1990s, people have been shopping online in increasing numbers. But this brings with it many dangers, including credit card fraud and hacking. This guide to consumer safety helps readers navigate online shopping in a smarter and savvier way. It is filled with creative tips and hints to help both the veteran and first-time online shopper stay safe. Ages 14+Call Number: RCLSISBN: 9781448895717Publication Date: 2013
- What Are Saving and Spending? by Saving and spending are building blocks of the economy. Readers will learn about various sources of income as well as concepts such as how saving a little at a time can eventually add up to a lot of money. This informational text explains ideas such as keeping track of expenses, financial goals, budgeting, and investing. Readers will learn about different types of savings plans, such as those for college and retirement. This resource also includes the ideas of donations and philanthropy.Call Number: RCLSISBN: 9781680484052Publication Date: 2016
- What Are Wants and Needs? by For young people, it can be easy to confuse what one wants as opposed to what one actually needs. This thoughtful resource elucidates the basic concepts of wants and needs and how they fit into the economic landscape. Readers will be asked to consider the different priorities of cultures from around the world, offering a more global overview, as well as a perspective on what people needed in the past. The text nudges the idea of needs further with a discussion of emotional needs and what those might be.Call Number: RCLSISBN: 9781680484076Publication Date: 2016
- Finn Goes to the Store by Introduces readers to Finn's day going to the store. Discusses the concept of counting money by showing Finn buy different items from the store with his mom. Additional features to aid comprehension include vivid photographs, Extended Learning activities, a phonetic glossary, and sources for further research.Call Number: RCLSISBN: 9781503824898Publication Date: 2018
- Dollars and Sense by Many things come with instructions. Unfortunately, money isn't one of them. Most people learn how to use it-or lose it-by trial and error. Dollars & Senseis a basic operating instruction manual for money that will teach readers about the history of money, the way our American economy works, and how to make important decisions about personal finance. From skulls, sheep, and shells as barter in ancient civilizations to credit, interest, and collateral of our modern day economics, money-and all its glorious uses and cantankerous troubles-is explained in this concise and entertaining volume. Learn about how to make money, how to budget your money, how the government manages (or mismanages!) money, and how to be rich without even trying. Money is sometimes your friend and sometimes your enemy, but in this day and age, we all have to learn to get along with it. An engaging and approachable guide for kids tackling how to responsibly manage their money. Included are sidebars, time lines, diagrams, a glossary, and further resources, as well as information on related topics such as the Great Recession and sequestration.Call Number: RCLSISBN: 9781580893961Publication Date: 2016
- Curious George Saves His Pennies by This hardcover picture book includes a press-out coin bank and a "Just the Money Facts" activity page showing how coins and bills work. When George decides to save up for that special red train in the toy store, he doesn't realize how long it will take--or how hard he'll have to work for his money. But when the time finally arrives to take his very full piggy bank to the toy store--surprise!--George loses it. Can this day, and George's hard-won earnings, be saved? For more monkey fun, investigatewww.curiousgeorge.com and discover all the latest on Curious George, books, promotions, games, activities, and more!Call Number: RCLSISBN: 9780547818535Publication Date: 2014
- Smart Spending by How do you know you are getting the best deal in town? Sharpen your consumer smarts with Smart Spending. Curriculum Connections: - Shows how math can be used in real-world situations - Provides multistep word problems with the four basic functions - Compares and contrasts differences between needs and wants - Meets the national standards for fourth grade personal finance educationCall Number: RCLSISBN: 9781502602817Publication Date: 2014
- Allowances Helpful tips for paying children an allowance.
- Career Exploration Information from the Bureau of Labor Statistics on job outlook, salary information, and entry requirements.
- HIP Pocket Change Fun money facts and games for children from the U.S. Mint. Also, provides financial literacy resources for parents and teachers to use with children.
- Jump$tart Clearinghouse A database of curricula and other resources to teach financial literacy.
- Money as You Grow Booklist A list of financial literacy books for children complied by ALA’s Association for Library Service to Children (ALSC).
- Money on the Bookshelf A program for children ages 4-10 built around reading children’s books that discuss various money topics. From the University of Nevada Cooperative Extension.
- National Standards in K–12 Personal Finance Education Standards for what young people should know and can do when it comes to money management. Compiled by the Jump$tart Coalition for Personal Financial Literacy.
- Pretty Penny Learn financial basics with Pretty Penny. See how Penny spends and saves her money. The Penny Projects website is free, but the books have various costs.
- Right on the Money: Talking Dollars and Sense with Parents and Kids Created by Penn State University Extension and the Pennsylvania Office of Financial Education for children ages 5–7. Uses children’s literature to teach essential personal finance concepts. Contact the Publications Distribution Center, The Pennsylvania State University, 112 Agricultural Administration Building, University Park, PA 16802-2602 Telephone: 814-865-6713 Fax: 814-863-5560 E-mail: AgPubsDist@psu.edu.
- Treasury Direct Fun money games that quiz children on saving and spending money.
- Adventures in Math Lessons on money basics from Scholastic.
- Bankaroo An interactive, virtual bank that helps kids learn basic financial literacy skills beginning at an early age.
- Fifty Nifty Econ Cards A resource from the Federal Reserve Bank of Kansas City intended for elementary and middle school students to develop their knowledge of economic and personal finance terms.
- Financial Football NFL-themed game created to teach money decisions to children. Co-sponsored by Visa.
- Great Minds Think: A Kid's Guide to Money An activity book from the Federal Reserve Bank of Cleveland, available in English and Spanish. This workbook helps children learn how to make smart decisions about money and includes a section that encourages kids to “Ask an Adult” about money decisions they’ve made.
- Money as You Grow Bookclub Resources for starting a book club at your library from the Consumer Financial Protection Bureau. Geared towards children ages 4 through 10.
- Personal Finance for Kids Personal Finance curriculum packages organized by age and grade levels. The curriculum packages have various costs. Please contact the National Financial Educators Council for more information.
- Social Security and Children Information for educators and parents to teach the importance of Social Security to children.
- Warren Buffett’s Secret Millionaire’s Club A video series of financial literacy and entrepreneurship lessons featuring an animated Warren Buffett.