Personal Finance: Family
ALA Recommended Books
Blue Chip Kids by
The essential guide to being smart about money and investing Blue Chip Kids: What Every Child (and Parent) Should Know About Money, Investing, and the Stock Market is a fun and easy-to-understand introduction to the world of money and investing for kids and parents. Frustrated by the lack of entertaining financial teaching materials for his 13-year-old son, this book is the result of a father's commitment to pass on one of life's most important skills. Written by David W. Bianchi--an investor and lawyer with an economics degree from Tufts University--this hands-on resource demystifies the basic principles about money matters and shows what it takes to spend, save, and invest wisely. Filled with simple examples and numerous illustrations, this easy-to-read book discusses money and investing in 100 bite-size topics. For every parent who wants their children to develop the skills to invest wisely and become responsible money managers, regular savers, and to earn money while they sleep, this book is a must-have.
Call Number: RCLSISBN: 9781119057192Publication Date: 2015
The MoneySmart Family System by
Is it possible to raise financially responsible kids of any age in a society filled with consumerism and entitlement? New York Times best-selling authors Steve and Annette Economides raised their five kids while spending 77 percent less than the USDA predicted. And the money they did spend was also used to train their children to become financially independent. The MoneySmart Family System will show you how to teach your children to manage money and have a good attitude while they're learning to earn, budget, and spend wisely. Learn how to: Get the kids out the door for school with less stress. End the battle over clothing--forever Teach your children to be grateful and generous. Inspire your kids to help with chores as a member of a winning team. Prepare your kids for their first paying job. Help your kids pay for their own auto insurance, and even pay cash for their own cars. Employ strategies for debt-free college educations. Truly help your adult children when they want to move back home. Be prepared to deal with your adult children when they ask for bailouts. With clear steps for children of every age, The MoneySmart Family System proves that it's never too early, too late, or too hard to start learning financial responsibility. "Every parent or parent-to-be should read this book!" --Dr. Laura Schlessinger
Call Number: RCLSISBN: 9781400202843Publication Date: 2012
Not Buying It by
Parents will do just about anything to give their kids happy lives and successful futures. Unfortunately, the drive to give kids the best of everything leads to a financial strategy based in fear and competition, and results in millions of dollars worth of unnecessary purchases. Enough is enough.In Not Buying It, Brett Graff, the Home Economist," separates the truth about what parents need for their kids to succeed from the fiction perpetuated by ads, peer pressure, and internal fear. Graff shows how parents can save up to a million dollars by investing the money they would otherwise spend on overpriced and unnecessary purchases for their kids. Graff exposes the many ways that overspending can actually harm kids by encouraging narcissism and unhealthy habits. Her tips range from the everyday (understand when supposedly "organic" products aren't worth the extra dollars) to the long-term (consider investing in a smaller home for your family, which encourages intimacy and connection), making this a valuable manual for all stages of a parent's life.An essential book for new parents as well as parenting veterans, Not Buying It is the definitive guide for families who want to separate the truth about raising kids from the hype.
Call Number: RCLSISBN: 9781580055918Publication Date: 2016
The Opposite of Spoiled by
In the spirit of Wendy Mogel's The Blessing of a Skinned Knee and Po Bronson and Ashley Merryman's Nurture Shock, New York Times "Your Money" columnist Ron Lieber delivers a taboo-shattering manifesto that explains how talking openly to children about money can help parents raise modest, patient, grounded young adults who are financially wise beyond their years. For Ron Lieber, a personal finance columnist and father, good parenting means talking about money with our kids. Children are hyper-aware of money, and they have scores of questions about its nuances. But when parents shy away from the topic, they lose a tremendous opportunity--not just to model the basic financial behaviors that are increasingly important for young adults but also to imprint lessons about what the family truly values. Written in a warm, accessible voice, grounded in real-world experience and stories from families with a range of incomes, The Opposite of Spoiled is both a practical guidebook and a values-based philosophy. The foundation of the book is a detailed blueprint for the best ways to handle the basics: the tooth fairy, allowance, chores, charity, saving, birthdays, holidays, cell phones, checking accounts, clothing, cars, part-time jobs, and college tuition. It identifies a set of traits and virtues that embody the opposite of spoiled, and shares how to embrace the topic of money to help parents raise kids who are more generous and less materialistic. But The Opposite of Spoiled is also a promise to our kids that we will make them better with money than we are. It is for all of the parents who know that honest conversations about money with their curious children can help them become more patient and prudent, but who don't know how and when to start.
Call Number: 332.024 LIEISBN: 9780062247018Publication Date: 2015
Raising Financially Confident Kids by
It's natural to want your kids to have a secure future. But when it comes to teaching the next generation how to handle money, parents are failing. Still there is hope Financial expert Mary Hunt shows parents how to raise kids who have a healthy relationship with money--even if the parents themselves have made financial mistakes along the way or are struggling financially right now. Drawing from solid statistics and her own hard-won knowledge and experience, Hunt helps parents protect their children from the financial pitfalls of easy credit, an attitude of entitlement, and our culture's chummy relationship with debt. From preschool through the teen years, every stage of a child's development is covered, including how to talk to them about money, how to help them start saving money and giving it away, and how to manage money wisely.
Call Number: 332.024 HUNISBN: 9780800721411Publication Date: 2012
Rich Dad Poor Dad by
April 2017 marks 20 years since Robert Kiyosaki's Rich Dad Poor Dad first made waves in the Personal Finance arena. It has since become the #1 Personal Finance book of all time... translated into dozens of languages and sold around the world. Rich Dad Poor Dad is Robert's story of growing up with two dads -- his real father and the father of his best friend, his rich dad -- and the ways in which both men shaped his thoughts about money and investing. The book explodes the myth that you need to earn a high income to be rich and explains the difference between working for money and having your money work for you. 20 Years... 20/20 Hindsight In the 20th Anniversary Edition of this classic, Robert offers an update on what we've seen over the past 20 years related to money, investing, and the global economy. Sidebars throughout the book will take readers "fast forward" -- from 1997 to today -- as Robert assesses how the principles taught by his rich dad have stood the test of time. In many ways, the messages of Rich Dad Poor Dad, messages that were criticized and challenged two decades ago, are more meaningful, relevant and important today than they were 20 years ago. As always, readers can expect that Robert will be candid, insightful... and continue to rock more than a few boats in his retrospective. Will there be a few surprises? Count on it. Rich Dad Poor Dad... * Explodes the myth that you need to earn a high income to become rich * Challenges the belief that your house is an asset * Shows parents why they can't rely on the school system to teach their kids about money * Defines once and for all an asset and a liability * Teaches you what to teach your kids about money for their future financial success
Call Number: RCLSISBN: 9781612680194Publication Date: 2017
Smart Mom, Rich Mom by
Of all life's financial shocks, few compare to the $250,000 price tag--not including college!--of raising a child. How will you pay for it? Many mothers have agonized over that question, letting it fuel their decisions concerning careers, budgets, and families. The only thing they can all agree on is: there are no easy answers.But there are plenty of rewarding possibilities! Smart Mom, Rich Mom explores how women today are navigating the financially challenging career/parenting years. Written by a national money columnist and mom of two, this invaluable resource for moms everywhere chronicles women who have stayed in the game as both moms and businesswomen--full-time, freelance, self-employed, and more--and emerged more prosperous and empowered than before having children.Mining these successful moms' experiences in order to uncover both career advice and strategies for spending and saving anyone can use, Smart Mom, Rich Mom includes stories, checklists, action steps, planning tools, and more to help more moms learn how to:* Prepare financially for parenthood, as well as adding to your litter* Balance thrift with generating income and investing wisely* Find flexibility at work while safeguarding your earning potential* Save for both college and retirement* Plan for unexpected events* And much moreLadies, this collection of stories from moms who have successfully worked full-time, freelance, self-employed, and in other ways, while also raising amazing children and providing financial freedom for their families, has room to add more--your story! Start it today!
Call Number: 332.024 PALISBN: 9780814436806Publication Date: 2016
Why Didn't They Teach Me This in School? by
Bestselling 5 Star Graduation Gift for both College and High School grads! Recommended by eBay, Forbes, Lifehack, Elite Daily, Real Simple and Bustle. Why do high schools and colleges require students to take courses in English, math and science, yet have absolutely no requirements for students to learn about personal money management?Why Didn't They Teach Me This in School? 99 Personal Money Management Lessons to Live By was initially developed by the author to pass on to his five children as they entered adulthood. As it developed, the author realized that personal money management skills were rarely taught in high schools, colleges and even in MBA programs. Unfortunately, books on the subject tend to be complicated, lengthy reads. The book includes eight important lessons focusing on 99 principles that will quickly and memorably enhance any individual's money management acumen. Unlike many of the personal money management books out there, this book is a quick, easily digested read that focuses more on the qualitative side than the quantitative side of personal money management. The principles are not from a text book. Rather, they are practical principles learned by the author as he navigated through his financial life. Many are unorthodox in order to be memorable and provoke deeper thought by the reader.Not only an excellent graduation gift for high school and college students but also a great read for any adult! ALSO AVAILABLE IN SPANISH - "POR QUE NO ME ENSENARON ESTO EN LA ESCUELA?"
Call Number: RCLSISBN: 9781481027564Publication Date: 2013
Worth It... Not Worth It? by
Credit or debit? Rent or buy a house? Buy or lease a car? Take or decline the rental car insurance? Renovate the kitchen or finish the basement? Buy stocks or mutual funds? Every day we are forced to make financial decisions, but the right answers all seem to require complicated, mind-numbing research. And who has time for homework when you're paying for a bag of Fritos at 7-11? Or filling out a payroll form on the first day of a new job? Thankfully, there's WORTH IT . . . NOT WORTH IT? WORTH IT . . . NOT WORTH IT? demystifies complex, real-world dilemmas and breaks the answers down into simple, Do This/Not That solutions. Organized around six basic topics-Getting Started, Shelter, Automotive, Investing, Family Matters, and Retirement-this handy book is the Swiss Army knife of personal finance.
Call Number: 332.024 OTTISBN: 9781455508440Publication Date: 2012
Additional Books
Smart Couples Finish Rich, Expanded and Updated by
"[David Bach's] advice is heartfelt and worthy. For most couples struggling to make their financial lives smoother, this is a good place to get the dialogue rolling." -USA Today New York Times bestselling author, David Bach has helped millions of couples plan for a future they love with more than 7 million of his books in print. And now, completely updated and revised, Smart Couples Finish Rich, America's favorite money book, is back. You'll discover the latest techniques to live a life as a couple, where your values align and your money decisions become easier. Whether newlyweds, a couple planning for retirement or already retired, this timeless classic provides couples with easy-to-use tools that cover everything from credit card management to detailed investment advice to long term care. Together you'll learn why couples who plan their finances together, stay together!
Call Number: 332.024 BACISBN: 9780525572930Publication Date: 2018
The Heart of Money by
Money issues have long been the number one cause of relationship disharmony and divorce, yet when it comes to identifying and changing unhealthy money patterns and behaviors, many couples feel helpless. Money coach Deborah Price has taught thousands of people how to work together to resolve money conflicts and create a financially empowered future. In these pages, she presents strategies and tools for creating financial intimacy while learning to communicate about money issues calmly and reflectively, rather than reactively. With inspirational stories and practical techniques and exercises, this book will help you and your partner: * learn the language of financial intimacy and talk about money in a healthy and empowering way * recognize and change unhealthy money patterns * identify which of the eight money types apply to each of you and understand the impact they have on your life, your relationship, and your finances * build a mutual sense of financial security and confidence * work through setbacks and challenges to make your relationship stronger than ever before
Call Number: 332.024 PRI [ALA]ISBN: 9781608681273Publication Date: 2012
Debt-Proof Your Marriage by
While financial disharmony can blow a marriage apart, financial harmony can bind it together. In this highly practical book, Mary Hunt helps couples bring the principles of intimacy-the foundation for harmony and debt-free living-into management of their money. These principles include acceptance, freedom, safety, and honesty in money matters, creating an atmosphere that unifies two lives into one. Debt-Proof Your Marriage is packed with real-life advice that infuses readers with hope and direction. It covers everything couples need for managing their money in harmony, including how to: * reconcile different money behaviors and beliefs * let go of financial fears * understand the basics of practical money management * share financial work between two people * manage roller coaster income * successfully live debt-free Hunt's essential guide will help couples protect both their marriage and their money. With the interactive workbook, it's ideal for small group study or pre-marital counseling as well.
Call Number: RCLSISBN: 080071847XPublication Date: 2003
Military Finances by
Military Finances is essential reading for any soldier, veteran, or military family member concerned with their financial future. Members of the military often have a tough time handling their finances, whether it be while serving active duty or when returning to civilian life; and our uncertain economy and job market only magnify those issues. Many serving in the military are young, with little or no training in financial affairs, and face frequent deployments and relocations--all of which can wreak havoc on a person's finances. This book provides a one-stop guide to navigating the many financial questions facing today's military in all phases of service: -Active duty -Preparing for transition or retirement -And post-military lives and careers It covers general financial planning along with many specific aspects of money management vital to military members and their families, proving an indispensable and informative resource for those who fight to defend our freedoms every day, and have for generations.
Call Number: RCLSISBN: 9781442222144Publication Date: 2013
Parents to the End by
Armed with the twin swords of guilt and anxiety, many baby boomers are marching toward retirement to a tune unlike any their own parents heard a generation ago. Just when they expected peace of mind and an empty nest, far too many boomers are discovering a different reality: * Adult children living at home without contributing to the household * Repeated requests for money that's often not repaid * Relationship strains that have left them bewildered To help parents save themselves from distress and spur their adult children to get on-track, Herman offers practical strategies and poignant insights. Throughout "Parents to the End," she recognizes the delicate balance parents must strike between giving appropriate help to their adult children and just enabling them, while also taking into account individual differences and needs.
Call Number: RCLSISBN: 9780983639671Publication Date: 2013
Sources
American Library Association. Financial Literacy in Public Libraries: A Guide for Building Collections.
My thanks go to ALA for inventing this wheel for me.
Thrall Library's Links for Investors.
CFPB's list of financial educational resources
Websites
- Children and Credit Answers about starting a child’s credit history from the Consumer Financial Protection Bureau.
- Consumer Finance Information for Parents and Caregivers Activities and conversation starters to help children develop money skills, habits, and attitudes that will serve them well in the transition to adulthood.
- Consumer Finance Information for Servicemen and Families Resources for military families from the Consumer Financial Protection Bureau.
- Insure Kids Now Information about low-cost health insurance options for children.
- Kiplinger Family Finance A family financial management guide from the well-known publisher of Kiplinger’s Personal Finance magazine.
- Pocket Cents Resources for parents and educators to teach children money management and personal finance skills.
- Family Financial Planning: Finance 360 360 Degrees of Financial Literacy is a program offered by the American Institute of Certified Public Accountants. The program offers family financial planning guidance relevant to key life events.
- Money Sense for Your Children – A Home Study Series From the University of Nevada Cooperative Extension, resources to help parents teach their children about the value of money.
- Telling Your Kids How Much You Make Article on family finance from The New York Times.
- Wealthy Single Mom
