Personal Finance: Financial Hardship
- Benefits.gov Easy access to information about federal and state benefit and assistance programs.
- Coping with Debt Guidance from the Federal Trade Commission on debt relief options.
- Dealing with Job Loss A FINRA resource for managing the financial burden of unexpected job dislocation.
- Job Seekers/Unemployed Portal A U.S. Department of Labor list of resources and services for job seekers or those who have been affected by unemployment.
- Making Home Affordable® Program A federal government resource to assist struggling homeowners with avoiding foreclosure.
- Rental Assistance Information U.S. Department of Housing and Urban Development information geared to help renters.
- Supplemental Nutrition Assistance Program Eligibility and application information for those seeking food stamps or other public assistance.
- Avoiding Foreclosure Authoritative information from the U.S. Department of Housing and Urban Development for homeowners facing foreclosure.
- Divorce and Social Security Information on Social Security retirement benefits for those who are divorced.
- Example of Mortgage Hardship Letter An example of a hardship letter for those struggling to keep current on their mortgage. Credit.org is a nonprofit housing counseling agency approve by the U.S. Department of Housing and Urban Development.
- Financial Hardship Withdrawals—Thrift Savings Plan Eligibility requirements to be considered for financial hardship withdrawals under the Thrift Savings Plan, a retirement savings and investment plan for federal employees.
- Know Your Options A tool from Fannie Mae to help consumers understand their options prior to foreclosure.
- Lender Hardship Program Information on getting into a lender hardship program from Money Management International, a nonprofit credit counseling agency.
- National Association of Consumer Bankruptcy Attorneys This site includes an Attorney Finder service that assists consumers with finding a bankruptcy attorney. (Only attorneys who are members of the association are listed.)
- U.S. Federal Bankruptcy Courts Explains the different types of bankruptcies; includes information about how to find legal help.
- U.S. Federal Bankruptcy Laws An overview of bankruptcy, steps in the bankruptcy process, and information about federal bankruptcy laws.
American Library Association. Financial Literacy in Public Libraries: A Guide for Building Collections.
My thanks go to ALA for inventing this wheel for me.
CFPB's list of financial educational resources