Personal Finance: Financial Hardship

• Benefits.gov   Easy access to information about federal and state benefit and assistance programs.
• Coping with Debt   Guidance from the Federal Trade Commission on debt relief options.
• Dealing with Job Loss   A FINRA resource for managing the financial burden of unexpected job dislocation.
• Job Seekers/Unemployed Portal   A U.S. Department of Labor list of resources and services for job seekers or those who have been affected by unemployment.
• Making Home Affordable® Program   A federal government resource to assist struggling homeowners with avoiding foreclosure.
• Rental Assistance Information   U.S. Department of Housing and Urban Development information geared to help renters.
• Supplemental Nutrition Assistance Program   Eligibility and application information for those seeking food stamps or other public assistance.
• Avoiding Foreclosure   Authoritative information from the U.S. Department of Housing and Urban Development for homeowners facing foreclosure.
• Divorce and Social Security   Information on Social Security retirement benefits for those who are divorced.
• Example of Mortgage Hardship Letter   An example of a hardship letter for those struggling to keep current on their mortgage. Credit.org is a nonprofit housing counseling agency approve by the U.S. Department of Housing and Urban Development.
• Financial Hardship Withdrawals—Thrift Savings Plan   Eligibility requirements to be considered for financial hardship withdrawals under the Thrift Savings Plan, a retirement savings and investment plan for federal employees.
• Know Your Options   A tool from Fannie Mae to help consumers understand their options prior to foreclosure.
• Lender Hardship Program   Information on getting into a lender hardship program from Money Management International, a nonprofit credit counseling agency.
• National Association of Consumer Bankruptcy Attorneys   This site includes an Attorney Finder service that assists consumers with finding a bankruptcy attorney. (Only attorneys who are members of the association are listed.)
• U.S. Federal Bankruptcy Courts   Explains the different types of bankruptcies; includes information about how to find legal help.
• U.S. Federal Bankruptcy Laws   An overview of bankruptcy, steps in the bankruptcy process, and information about federal bankruptcy laws.

American Library Association.  Financial Literacy in Public Libraries: A Guide for Building Collections.
      My thanks go to ALA for inventing this wheel for me.

Thrall Library's Links for Investors.

CFPB's list of financial educational resources